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With the right expert by your side.

Expect Excellence

With the right expert by your side.

Advice Selling

Rest assured that we're here for you.

Buying a home is a significant financial decision that requires careful consideration of many important factors. With a CENTURY 21® REALTOR® by your side, you'll have the support you need throughout the entire process. Beyond the transaction, our experienced team will assist you every step of the way. You can trust a CENTURY 21 Realtor to help you find your dream home and guide you through the journey.

Advice Selling

Rest assured that we're here for you.

Buying a home is a significant financial decision that requires careful consideration of many important factors. With a CENTURY 21® REALTOR® by your side, you'll have the support you need throughout the entire process. Beyond the transaction, our experienced team will assist you every step of the way. You can trust a CENTURY 21 Realtor to help you find your dream home and guide you through the journey.

Count on us to be with you every step of the way.

As a buyer, I can elevate your search process by assisting you in identifying crucial factors that may have been overlooked, such as school districts, lifestyle amenities, or the investment potential of the property. Utilizing our advanced property search tools, you can pinpoint the ideal home that meets your specific requirements. Furthermore, leveraging my market knowledge, real estate expertise, and negotiation skills, I'll work diligently to secure the best possible deal and take care of all the essential details on your behalf.

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HOME BUYER'S GLOSSARY

AMORTIZATION SCHEDULE

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

Equity

The process of determining the market value of a property.

Mortgage

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

Term

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

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Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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